Therefore, wellness claims do not have a copayment, nor do they count toward the insurance deductible. Wellness Rewards is a separate product from Embrace’s accident and illness insurance policy.
#My embrace pet insurance full
Your full Wellness Rewards amount is available for use the day of signup. Helpful information about the Wellness Rewards Pet Routine Care Plan Whether you decide to pay monthly or annually, the timing of your Wellness Rewards payment will match the billing on your pet insurance policy. When you purchase Wellness Rewards, it will show as a separate charge from Embrace Pet Management.
With Embrace, you’re able to change your Wellness Rewards amount at renewal each policy year, making it perfectly personalized to meet your needs. An older pet who only needs updated vaccines and flea, tick, and heartworm preventatives may only need $250. Puppies and kittens usually require more vet visits their first year, so $650 is a solid option for new pet parents. They have also been named one of Northeast Ohio’s Top Workplaces by The Plain Dealer four times.* The $250 allowance yearly savings is $25 the $450 allowance yearly savings is $24.96 the $650 allowance yearly savings is $24.92. They also match employee donations 100% regardless of them being to a pet-related charity or not.Įmbrace has won the NorthCoast 99 Award 8 years in a row, being recognized as one of Northeast Ohio’s best places to work for top talent. For every policy sold, Embrace donates $2 to a pet-related charity. Giving back is an important part of Embrace’s culture, it’s even one of the company’s core values. They’re the only company to offer a diminishing deductible feature, the Healthy Pet Deductible, to give back to those who go years without filing claims. Policies are fully customizable to fit any budget, and coverage is comprehensive so there are no gaps. That concept later blossomed into Embrace and the company has only grown since then.Įmbrace strives to offer their customers the best coverage to help them get the best care for their best friends when unexpected accidents and illnesses happen without breaking the bank. In 2003, a concept for a pet insurance company won the 2003 Wharton Business Plan Competition. This can be reduced by following Embrace’s Orthopedic Exam and Waiver Process ** There is a 6-month waiting period for orthopedic conditions for dogs only.* There is a 2-day waiting period for accidents in most states.There is a 14-day waiting period for illnesses.Prescription medications: Included with all accident and illness policies.Reimbursement method: Direct deposit or check.There is a defined appeal process for claims.
#My embrace pet insurance plus
Claims must be submitted within the policy year plus 60 day.Pet parents can cancel policies immediately over the phone with no penalty.If there is no noted exam prior to the policy start date, an exam is required within the first 14 days of the policy. Pets must have been examined by a licensed veterinarian in the 12 months prior to the policy start date.Minimum age for enrollment is six weeks.Pets older than 15 are eligible for an accident-only policy.Maximum age for enrollment in full accident & illness coverage is 14 years.Visit Embrace’s website for a complete list. Pet parents are reimbursed 100% up to the selected annual allowance selected. Wellness Rewards is a non-insurance supplementary benefit offered by Embrace Pet Insurance. Preventative surgery (spay/neuter, gastropexy).
#My embrace pet insurance free
You are free to use your wellness allowance for any of the covered items including: No pet insurance company covers pre-existing conditionsĮmbrace is the only pet insurance company that offers a Wellness Rewards plan with no line-item limits.Customers have 24/7 access to their online MyEmbrace account to submit claims, add pets, manage claims, and more.24/7 Pet Help Line staffed with registered veterinary technicians.
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